Cars on the street flooded with rain.

What Do You Do If Your Car Is Flooded

If you’ve ever had your car flooded, you know that it can be a real pain. Getting your car back into working order to dealing with insurance companies and repair shops can be a long and complicated process. But there are steps you can take to make the situation better. In this post we’ll outline what steps to take when your car is flooded so that the next time someone says “my car!” after a flood, something good happens!

Things To Know If Your Car Is Flooded

  • If your car was flooded and you don’t have flood insurance, you’re out of luck. Your options are to pay for a tow truck, get a rental car (if you have insurance or the means to pay for it), or continue driving around in a vehicle that’s probably going to break down at any moment.
  • If your car is flooded and does have flood insurance, though, things are looking up! You should be able to call your insurer and get covered for up to $500 in damages caused by the water.

Step 1: Call Your Insurance Company

The first thing you should do if your car is flooded is to call your insurance company. They will review the damage and determine whether or not they cover flood damage, and if so, how much coverage you have for it. If they don’t cover flood damage, you will need to pay for any repairs yourself.

If they do cover flooding, however—and most companies do—they’ll send a tow truck to come to get your car and take it somewhere safe where the water can be drained out of the engine. Then, once everything’s dry again (hopefully undamaged by corrosion), they’ll work on repairing or replacing whatever parts were damaged by flooding.

Step 2: Dry Your Car Out As Soon As Possible

The next step is to dry your car out as soon as possible. There are a few ways you can do this, but the best method is to get the water out of your engine compartment.

There are two main ways to do this: by using a garden hose or taking off all the panels in your engine compartment (which allows for more thorough drying).

Step 3: Little Problems Can Be Fixed, But Major Issues Require Replacing Parts

Once you’ve dried your car and identified any small problems, you’ll need to decide whether or not it’s worth fixing. A flooded car can be expensive to repair, especially if the repairs are extensive. However, if the damage is minor, the cost of repairing a flooded car may be less than the cost of buying a new one.

Who Will Buy My Car In St. Louis

If your vehicle is no longer worth repairing or recovering through insurance (because it’s too old), then consider getting a new one and selling us your old car! If there’s some value in your current ride but not enough for you to buy another one outright, consider selling it privately and using that money towards a down payment on something newer and better suited for your needs—like an electric car or even one powered by hydrogen fuel cells!

Step 4: Get An Estimate For Repair Costs

  • Get an estimate. You should first get an estimate on how much it will cost to repair your vehicle. You can either bring the car in or take pictures of the damage and send them to a mechanic or shop.
  • Compare estimates. Once you have an idea of what it will cost to fix your car, compare that estimate with other local shops’ estimations as well as online resources like RepairPal (which I’ll explain more about later). This way, you’ll know whether you’re getting a good deal or being taken advantage of by a shady auto shop before signing any contracts or handing over any cash.
  • Find a reputable repair shop. Before going into negotiations with any service center, make sure they’re trustworthy and reliable by asking around for recommendations from friends and family members who’ve had their vehicles fixed there before; also check with Yelp reviews to see if anyone has had negative experiences at that location specifically!

Step 5: Determine If It Is Worth It To Fix The Car Or If It Is Time For A New One

If you are willing to fix your car, the first thing to do is figure out how much it will cost. This includes getting an estimate from a mechanic and buying all the parts for the repair job. You may also need new tires, windshield wipers, and other items that were damaged by water as well as time off work while your car is in the shop getting repaired. If you don’t have enough money saved up for all this, then you’ll have to consider how much money you can borrow from family or friends or take out a loan at the bank (or even finance it with a credit card).

If fixing your vehicle isn’t an option because of its age or condition or other factors like having little access to funds right now due to financial troubles at home then selling it might be easier than repairing it after taking into account such things as whether it would fetch enough money when sold (or at least cover what would otherwise be spent on repairs) vs selling price versus potential scrap metal value – which one gives me better bang for my buck?

These Are The Steps To Take With Your Car When You Find That It Was Flooded

In Summation If Your Car Is Flooded, These Are The Steps To Take:

  • Call Your Insurance Company. They can help you determine whether your car was damaged during the flood and what options you have for repairs. They may also be able to help with temporary transportation while they process the claim.
  • Dry Out Your Vehicle As Soon As Possible after discovering that it was flooded, even if it’s raining outside (which is a good thing because rain helps clean up contaminated water). If possible, park it in a dry spot where rain won’t get into its interior compartment or damage anything else in there (like CDs or electronic devices). You should also consider getting an estimate for repairs immediately so that any potential damage can be repaired before any further deterioration occurs.
  • Determine Whether Repairing Or Replacing This Vehicle Will Be Worth It based on its value compared to what it would cost overall—including both repair costs plus whatever else may need replacing down the road due to exposure to flooding—and then decide what path makes more sense given those factors.


Hopefully, these tips on what to do if your car is flooded have helped you navigate the waters of a flooded car. If your car was flooded, it is important to be as proactive as possible when dealing with the problem so that you can get back on the road quickly and safely.

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